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根据目前英国内政部最新发布的消息，受俄罗斯乌克兰局势的影响，英国出于对于俄罗斯大量资金通过投资移民流入英国、进行非法金融活动的担忧，目前英国的T1投资移民签证申请通道已于 2022年2月17日英国时间下午16.00正式关闭 ，不再接受新的申请。根据目前披露的消息，您已经持有的投资移民签证不会受到影响，但是接下来需要注意两个时间点： According to the latest news released by the UK Home Office, considering the intense situation between Russia and Ukraine, the UK is concerned about a large amount of Russian dirty money flowing into the UK through T1 Investor route and conducting illegal financial activities. The visa route officially closed at 16.00pm UK time on 17th February and no new applications will be accepted. According to the information disclosed so far, the T1 Investor visa you already hold will not be affected, but you need to pay attention to the following two dates: 1. T1投资移民路径下的续签申请， 最晚于2026年2月17日前申请； 2. T1投资移民路径下的永居申请，最晚于2028年2月17日前申请； 1. Extension applications under the T1 Investor route should be applied before February 17, 2026 at the latest; 2. Indefinite leave to remain applications under the T1 Investor route should be applied before February 17, 2028 at the latest; 即：如果您考虑通过5年路径获得英国永居身份，您最晚需要从2023年2月17日开始必须满足在英国的居住时间要求，在连续的365天内不能离开英国超过180天，否则之后不再有继续申请续签和永居的补救机会。 That means: if you are considering obtaining UK indefinite leave to remain through the 5-year route, you must meet the residency requirement in the UK from 17 February 2023 at the latest, and cannot leave the UK for more than 180 days in any continuous 365 days, otherwise there is no longer any remedial opportunity to continue to apply for extension and indefinite leave to remain. 如果您希望更快让您的英国移民身份尘埃落定，避免后续政策上再产生任何变化，您依旧可以通过以下方式，加速获得永居： If you want to get your settlement status faster and avoid any subsequent policy changes, you can still speed up your indefinite leave to remain application by: 1. 增加投资至 £5million，自投资额达标起满足3年的居住条件，主申请人即可申请永居； 2. 增加投资至 £10million，自投资额达标起满足2年的居住条件，主申请人即可申请永居； 1. Increase the investment to £5million, and the main applicant can apply for ILR after meeting the residence conditions for 3 years after the investment amount reaches the standard; 2. Increase the investment to £10million, and the main applicant can apply for ILR after meeting the residence conditions for 2 years after the investment amount reaches the standard; 如果您目前已经持有T1投资移民签证但还未开始投资，或是已有200万英镑投资，但希望通过增加投资额的方式加速获得永久居留权，欢迎您随时联系我们，我们依然可以为您提供全方位的协助。 If you currently hold a T1 Investor visa but have not yet started investing, or you have invested £2 million and want to accelerate your ILR by increasing your investment level, you are welcome to contact us at any time, we can still help you provide comprehensive assistance. 关于家属签证： 目前所有的投资移民其配偶和孩子的签证，不会受到投资移民签证关停的影响，Dependent Visa依旧可以正常申请。 Regarding dependant visa: At present, the visas of all investors and their spouses and children will not be affected by the closure of route, and Dependent Visas can still be applied as usual. 接下来我们会持续关注英国内政部的政策动态，同时也请您根据自身情况，尽早做出规划，尤其需要注意在英居住的时间。如果您希望增加投资额，尽快获得身份，也请联系我们做进一步详细讨论。 We will continue to pay attention to the policy released by the Home Office, and please make plans as soon as possible according to your own situation, especially the residency time you spend in the UK. If you wish to increase your investment level and obtain ILR status as soon as possible, please also contact us to discuss in further detail. 如果有任何问题，请随时联系我们，祝一切顺利！ If you have any questions, please feel free to contact us and wish you all the best! 圣玛丽私人财富 St Mary's Private Wealth

Another eventful and fruitful year is drawing to a close. Our clients’ success in life and career is our ultimate pleasure. To honor our clients’ trust and express our gratitude, St Mary’s Private Wealth hosted an afternoon tea in London’s luxurious Le Meridien Hotel. We spent an extremely pleasant afternoon with our guests, sharing business achievements and unique experiences. SMPW wishes all of you a Happy New Year!

On 22nd June, St Mary’s Private Wealth was invited again to the 2nd UK China Property and Investment Exhibition held in central London. The UK CHINA Property and Investment Exhibition is one of the most significant property and investment exhibitions in the UK and attracted over 1,000 visitors to attend this year. Our mortgage and protection advisers held 1-to-1 consultation throughout the day, which was well received by guests. We were also excited to catch up with many existing clients! Meanwhile, our mortgage advisor presented an insightful speech that brought a series of useful and practical information about mortgages and loans to an audience. If you have missed the exhibition and still wish to speak to an advisor, please click here to book your free consultation: https://www.spwinvestment.com/book-online/mortgage-consultation/book

In March 2019, St Mary's Private Wealth is proud to became a signatory to HM Treasury's Women in Finance Charter among 36 newly joined firms. Firms that sign up to this Charter are pledging to be the best business in the sector. Over 800,000 employees in the UK are now covered by the Women in Finance Charter. HM Treasury's Women in Finance Charter aims to tackle gender inequality in financial services sector. Thanks to this plan, female representation in the City is rising. “We believe a balanced workforce is beneficial to our customers and ultimately beneficial to the business.” said Peng Liu, Director of St Mary’s Private Wealth. St Mary's Private Wealth pledges to promote gender diversity by: • having one member of our senior executive team who is responsible and accountable for gender diversity and inclusion; • setting internal targets for gender diversity in our senior management; • publishing progress annually against these targets in reports on our website; • having an intention to ensure the pay of the senior executive team is linked to delivery against these internal targets on gender diversity.

On December 14, SMPW successfully held the Networking Reception Event at Le Meridien Piccadilly, London. We prepared delicate canapés, wines and desserts for our clients, to reward them for all of their trust and support throughout the year. It was also aiming to provide our clients a chance to make new friends and to build up a meaningful society.

SMPW obtained the Insurance Financial Conduct Authority Approval in September 2018. SMPW’s insurance broker is a customer representative who helps individuals and businesses find the best policies to meet customers' needs. A broker must obtain a Financial Conduct Authority (FCA) approval in a particular insurance area to sell the policy. We are familiar with the insurance market and have extensive industry knowledge. Our responsibilities include researching policies, providing financial and risk management advice, preparing reports and maintaining records. Our insurance brokers are professionals trained in insurance and risk management solutions. We may focus on a single type of insurance or multiple insurance. SMPW’s insurance brokers deal directly with a range of insurers; sometimes having access to policies that are not opened to individual consumers. When customers consider buying an insurance product but are not familiar with its complexity, our insurance broker will find the best product for you according to your requirements. We strictly adhere to the rules, highlight the key facts of the policy, and check with you to make sure you understand our recommendations and the product that is purchased. We will provide you with the most objective and appropriate advice. Process all the information in a confidential and substantive manner. Meanwhile, we will strictly abide by the terms of the business agreement with you. Our insurance broker has extensive knowledge of the insurance market and maybe able to negotiate a more competitive premium on your behalf, so that your costs will be lower. Click here to see all SMPW Financial Conduct Authority approval at: https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000a7DXaAAM

St Mary's Private Wealth granted Mortgage Financial Conduct Authority Approval in March, 2018. In the UK, all operating mortgage brokers must be regulated by the Financial Conduct Authority (FCA). This helps to ensure that you have access to professional advice. When choosing a mortgage broker, you need to make sure their knowledge of products and their resources are suitable for you. Our experienced mortgage brokers offer a telephone, face-to-face service in order to help you with this process. We have served both local and foreign clients in the United Kingdom, providing a cost-effective service. Click here to see all SMPW Financial Conduct Authority approval at: https://register.fca.org.uk/ShPo_FirmDetailsPage?id=001b000000a7DXaAAM